Insurance rates Hyundai Sonata in JacksonvilleHow long have you put off shopping around for the cheapest Hyundai Sonata insurance in Jacksonville? Locating the cheapest insurance for a Hyundai Sonata in Florida can normally be an all-consuming task, but you can learn our auto insurance buying tips to save time. There are both good and bad ways to compare auto insurance rates so you're going to learn the best way to price shop coverage for your Hyundai and obtain the lowest price either online or from Jacksonville insurance agents.

Smart consumers take time to compare prices periodically because prices are adjusted regularly by insurance companies. Just because you found the lowest price on Hyundai Sonata insurance in Jacksonville on your last policy other companies may now be cheaper. Forget all the misinformation about auto insurance because you're about to learn one of the easiest ways to lower your annual insurance bill.

If you have insurance now or just want to reduce your rates, follow these tips to get lower rates without reducing protection. Buying cheaper policy in Jacksonville is not as confusing as people think. Smart buyers just need to use the proper way to compare insurance rates using one simple form.

The method we recommend to compare insurance rates from multiple companies takes advantage of the fact almost all companies allow for online access to quote your coverage. The only thing you need to do is provide details including if you are currently licensed, the ages of drivers, what you do for a living, and how many miles driven. Your details is sent automatically to many different companies and you will get price comparisons quickly.

To compare cheaper Hyundai Sonata insurance rates now, click here then complete the form.

The following companies have been selected to offer quotes in Florida. If your goal is to find cheap car insurance in Florida, we suggest you visit several of them to get the best price comparison.

Hyundai Sonata Insurance Rates in Jacksonville, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sonata GLS 4-Dr Sedan $398 $798 $636 $38 $190 $2,060 $172
Sonata GLS 4-Dr Sedan $308 $636 $532 $32 $160 $1,668 $139
Sonata GLS 4-Dr Sedan $308 $636 $532 $32 $160 $1,668 $139
Sonata SE 4-Dr Sedan $252 $584 $612 $36 $184 $1,668 $139
Sonata SE 4-Dr Sedan $202 $428 $444 $26 $132 $1,232 $103
Sonata Limited 4-Dr Sedan $280 $532 $444 $26 $132 $1,414 $118
Sonata Limited 4-Dr Sedan $368 $702 $486 $28 $146 $1,730 $144
Get Your Own Custom Quote Go

Data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, multi-policy, and safe-driver. Prices do not factor in specific location which can revise auto insurance rates substantially.

Should you raise deductibles?

One common question asked by Jacksonville drivers is which comprehensive and collision deductibles to buy. The following tables can help show the difference in cost of buying low and high coverage deductibles. The first set of prices uses a $250 deductible for physical damage and the second set of rates uses a $500 deductible.

Hyundai Sonata insurance premium rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sonata GLS 4-Dr Sedan $322 $544 $472 $28 $142 $1,533 $128
Sonata GLS 4-Dr Sedan $322 $544 $472 $28 $142 $1,533 $128
Sonata GLS 4-Dr Sedan $322 $544 $472 $28 $142 $1,533 $128
Sonata SE 4-Dr Sedan $322 $640 $472 $28 $142 $1,629 $136
Sonata SE 4-Dr Sedan $322 $640 $472 $28 $142 $1,629 $136
Sonata Limited 4-Dr Sedan $364 $640 $472 $28 $142 $1,671 $139
Sonata Limited 4-Dr Sedan $364 $640 $472 $28 $142 $1,671 $139
Get Your Own Custom Quote Go
Hyundai Sonata insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sonata GLS 4-Dr Sedan $262 $438 $472 $28 $142 $1,342 $112
Sonata GLS 4-Dr Sedan $262 $438 $472 $28 $142 $1,342 $112
Sonata GLS 4-Dr Sedan $262 $438 $472 $28 $142 $1,342 $112
Sonata SE 4-Dr Sedan $262 $516 $472 $28 $142 $1,420 $118
Sonata SE 4-Dr Sedan $262 $516 $472 $28 $142 $1,420 $118
Sonata Limited 4-Dr Sedan $296 $516 $472 $28 $142 $1,454 $121
Sonata Limited 4-Dr Sedan $296 $516 $472 $28 $142 $1,454 $121
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, multi-vehicle, and claim-free. Premium amounts do not factor in zip code location which can alter coverage prices significantly.

Based on the above data, using a $250 deductible will cost you roughly $17 more each month or $204 for a full year than choosing the higher $500 deductible. Since the policyholder would be required to pay $250 more to file a claim with a $500 deductible as compared to a $250 deductible, if you tend to average more than 15 months between claims, you would save money going with the higher deductible.

Why you need Hyundai vehicle insurance in Florida

Despite the potentially high cost of Hyundai Sonata insurance, insurance may be required and benefits you in several ways.

The benefits of having insurance greatly outweigh the cost, particularly if you ever have a claim. As of last year, the average driver in Florida is overpaying over $850 per year so we recommend shopping around once a year at a minimum to be sure current rates are still competitive.

Verify you're applying every discount

Some insurers do not list the entire discount list very well, so the following list contains some of the best known and also the lesser-known discounts that you may qualify for.Save money with discounts

Consumers should know that some credits don't apply to all coverage premiums. Some only reduce the price of certain insurance coverages like collision or personal injury protection. So even though it sounds like all those discounts means the company will pay you, you won't be that lucky.

Some of the larger companies that possibly offer some of the discounts shown above include:

When comparing rates, check with every company to apply every possible discount. Some discounts listed above may not apply in your area. If you would like to view providers that offer multiple discounts in Jacksonville, click here.

Auto insurance quotes from local Jacksonville insurance agencies

A small number of people still prefer to have an agent's advice and doing so can bring peace of mind Insurance agents are trained risk managers and help submit paperwork. One of the best bonuses of comparing insurance prices online is that you can obtain cheap auto insurance quotes and still buy from a local agent.

Insurance agency in JacksonvilleUpon completion of this quick form, your insurance data is submitted to agents in your area that can give you free Jacksonville car insurance quotes for your business. There is no reason to search for an agent because quoted prices will be sent to you. If you wish to get a comparison quote for a specific company, you just need to navigate to their website and fill out their quote form.

Picking an insurer requires more thought than just the premium amount. These are valid questions to ask:

Don't assume everyone needs the same car insurance coverage

When choosing insurance from an agent or online for your vehicles, there isn't really a best way to insure your cars. Your needs are not the same as everyone else's and a cookie cutter policy won't apply.Higher deductibles save money For instance, these questions could help you determine if you could use an agent's help.

If you don't know the answers to these questions, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, complete this form or you can also visit this page to select a carrier It only takes a few minutes and you can get the answers you need.

Lower rates by being persistent

In this article, we presented some good ideas how to reduce Hyundai Sonata insurance prices online in Jacksonville. The key thing to remember is the more quotes you get, the higher the chance of saving money. Consumers could even find that the biggest savings come from the smaller companies. These smaller insurers may cover specific market segments cheaper as compared to the big name companies such as State Farm, GEICO and Nationwide.

As you shop your coverage around, never reduce needed coverages to save money. There have been many situations where an accident victim reduced comprehensive coverage or liability limits only to discover later they didn't purchase enough coverage. The goal is to purchase plenty of coverage at the best price while not skimping on critical coverages.

More detailed insurance information is available in these articles: