Are you irritated from trying to scrape together enough money to insure your vehicles every month? Your situation is no different than millions of other drivers.

A recent study showed that over 70% of drivers have stayed with the same insurance company for more than four years, and almost 40% of drivers have never compared rate quotes at all. Belle Glade drivers can cut their rates by nearly $1,126 a year by just comparing rate quotes, but most undervalue the rate savings if they just switched companies. With so many options, it can be challenging to locate the best insurance company.

The most recommended method to compare rate quotes takes advantage of the fact most larger insurance companies participate in a system to compare their rates. To start a quote, the only thing you need to do is give them rating details such as which vehicles you own, how you use your vehicles, daily mileage, and whether your vehicle is owned or leased. Your details is sent automatically to multiple auto insurance providers and they return quotes within a short period of time.

To get price quotes for your car now, click here then complete the form.

The companies shown below offer free quotes in Florida. If multiple companies are listed, we recommend you get rate quotes from several of them to get the best price comparison.

Insurance Estimates for Popular Vehicles in Belle Glade
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LTZ 2WD $1,512 $756 $126
Chevrolet Silverado LS Crew Cab 4WD $1,400 $700 $117
Dodge Ram Quad Cab Sport 2WD $1,478 $739 $123
Ford Edge Limited 2WD $1,370 $685 $114
Ford Escape XLS 4WD $1,202 $601 $100
Ford Explorer Eddie Bauer AWD $1,348 $674 $112
Ford F-150 Lariat Crew Cab Harley 2WD $1,062 $531 $89
Ford Focus SEL 4-Dr Sedan $1,466 $733 $122
Honda Accord EX 2-Dr Coupe $1,604 $802 $134
Honda CR-V EX-L 2WD $938 $469 $78
Honda Civic EX-L 4-Dr Sedan $1,786 $893 $149
Hyundai Elantra SE Touring Station Wagon $1,346 $673 $112
Hyundai Sonata SE 4-Dr Sedan $1,212 $606 $101
Kia Optima SX $1,646 $823 $137
Nissan Altima 2.5 S 2-Dr Coupe $1,612 $806 $134
Toyota Camry SE $1,208 $604 $101
Toyota Corolla S $1,168 $584 $97
Toyota RAV4 2WD $1,792 $896 $149
Get Your Own Custom Quote Go

Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Florida minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, claim-free, and homeowner. Prices do not factor in specific garaging location which can raise or lower auto insurance rates considerably.

Careless drivers pay higher rates

The example below shows how speeding tickets and at-fault claims can increase Chevrolet Silverado auto insurance rates for different age groups. The premiums are based on a married female driver, full coverage, $500 deductibles, and no policy discounts are applied.

Chevrolet Silverado rates are for example purposes only. To get rates for your specific vehicle, click here.

Auto insurance is not optional in Florida

Despite the high cost of buying insurance in Belle Glade, auto insurance serves several important purposes.

First, just about all states have minimum liability requirements which means state laws require specific minimum amounts of liability coverage if you want to drive legally. In Florida these limits are 10/20/10 which means you must have $10,000 of bodily injury coverage per person, $20,000 of bodily injury coverage per accident, and $10,000 of property damage coverage.

Second, if your car has a loan, it's guaranteed your bank will make it mandatory that you buy insurance to guarantee loan repayment. If you do not pay your insurance premiums, the lender may insure your vehicle at a much higher premium rate and force you to pay the higher premium.

Third, auto insurance preserves both your car and your assets. Insurance will pay for all forms of medical expenses for both you and anyone you injure as the result of an accident. Liability insurance also pays expenses related to your legal defense if you are sued as the result of an accident. If mother nature or an accident damages your car, your auto insurance policy will cover the repair costs.

The benefits of having auto insurance more than cancel out the cost, especially if you ever need it. Today the average American driver is overpaying over $810 a year so compare rate quotes once a year at a minimum to ensure rates are competitive.

Good choices result in lower prices

Many factors are used when quoting car insurance. Some are obvious like a motor vehicle report, although some other factors are more obscure like where you live or how safe your car is. Consumers need to have an understanding of some of the elements that play a part in calculating car insurance rates. When you know what positively or negatively positively or negatively impacts your premiums, this enables you to make decisions that may reward you with much lower annual insurance costs.

Determine discounts on Belle Glade insurance

Companies that sell car insurance don't list all available discounts in an easy-to-find place, so the list below gives a summary of a few of the more well known in addition to some of the lesser obvious credits available to you. If you're not getting every credit possible, you're paying more than you need to.Discount insurance

As a sidenote, many deductions do not apply to the overall cost of the policy. Some only reduce the price of certain insurance coverages like physical damage coverage or medical payments. Despite the appearance that you would end up receiving a 100% discount, you aren't that lucky. Any amount of discount will positively reduce the premium cost.

If you would like to see a list of insurance companies offering insurance discounts in Belle Glade, follow this link.

Persistent drivers can save

Cheaper car insurance in Belle Glade is attainable both online and from local insurance agents, so get free Belle Glade car insurance quotes from both of them so you have a total pricing picture. Some insurance providers do not provide internet price quotes and usually these small, regional companies only sell through local independent agencies.

You just read a lot of techniques to get a better price on car insurance in Belle Glade. The key concept to understand is the more providers you compare, the better your comparison will be. You may even be surprised to find that the lowest auto insurance rates come from the smaller companies. Some small companies can often provide lower premium rates in certain areas compared to the large companies like State Farm, GEICO and Nationwide.

Much more information about car insurance in Florida can be read on the following sites: